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All agents are NOT alike! Find out why I am a top real estate expert. Call me: 760-505-8008.
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Buyers Want Your Home for as Little as Possible.
Are you thinking of selling your home? You should know exactly what it's worth before making such an important decision.
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"In 6 Weeks I was in My Dream Home"
"...Two years ago, Stan was Selling a Home I was most Interested in Purchasing, However I had Property to Sell Before I could Consider That."
1308 Summer Court, Vista, CA 92084
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Stan Chambers is one of The Top
Selling Real Estate Experts™
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Welcome! Here You Can Find Great Information on San Diego, California Real Estate, Including ALL of North County San Diego! Talk to Stan, an Expert on Homes in North County San Diego from Coastal Condos or Estates to Horse Properties and Ranch-Style Estates further inland.  Looking for homes? Search everything the web has to offer, right here! View homes in Coastal Carlsbad or Oceanside, horse properties in Fallbrook and Vista, Estates in Encinitas and Del Mar. Need local real estate information? I've summarized much of what is important about the Vista, Oceanside and Shadowridge real estate market in this site. Need expert advice? No web site, large or small, can take the place of a top REALTORŪ. Not even mine! This site is filled with ways that you can contact me for one-on-one expert help and advice. That's my job. Contact me with confidence! I guarantee your privacy will be respected. And I offer the services on this site for free and without obligation. Why? I want to be YOUR REALTORŪ. As your trusted, professional real estate partner, I will help you find the best home in your area within your price range. And together we will sell your home, for as much as the market will bear, and as quickly as possible. Buying and selling a home is one of the biggest events in your life. As a top Vista, Oceanside and Shadowridge REALTORŪ, I have the experience and track record you are looking for. Please let me help. - Stan Chambers |
First Time Buyers >The Real Bottom Line
An important part of buying a house is sitting down with your real estate agent or a mortgage lender to get a clear idea of how much you can afford. They will add up all of your monthly expenses, the mortgage payment, insurance, real estate taxes, homeowners or condo association fees--and the grand total can throw you into shock!
The important thing to remember is that the grand total isn't really the bottom line. When you add your tax savings to the equation, you may be pleasantly surprised. During the early years of your loan, almost all of the mortgage can be deducted from your state and federal income tax. The same is true of your real estate taxes. If you use part of your house as a home office, you may be able to qualify for additional tax savings. In some areas, homes with ground floor apartments are popular for offsetting part of the mortgage and offering even more tax savings.
When you make calculations about the monthly costs that include the tax savings, you may find that owning your own home is less expensive than renting a house or apartment of comparable size.
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| Q |
What structure is regarded as the best surviving example of Pennsylvania Dutch architecture?
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| A |
The Georg Muller House in Milbach, PA, built in 1752. |
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- NUMBER1EXPERT™ 
