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All agents are NOT alike! Find out why I am a top real estate expert. Call me: 760-505-8008.
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"We cannot speak highly enough about Stan" "Over several weeks, we came to regard Stan & his wife Katrina as personal friends who could always be trusted to go the extra mile for us." Sincerely, Tony and Lynne Read Quote > View All Quotes >
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About the North County Areas of: Vista, Oceanside, Carlsbad, and Shadowridge, California About the Shadowridge Area  The Shadowridge Area is made up of many neighborhoods, built between 1984 and 1999. Homes range from 1 bedroom condominiums to 5+ bedroom Estates on over 1/2 acre lots! Tucked into the hills of Vista and Oceanside, this group of neighborhoods is home to a wide range of demographics: Families, Seniors, & young adults all call this wonderland their home. Wide Streets are found in most communities, some are gated communities, others are on long & curving roads nestled in the hills away from traffic and schools. The Shadowridge Golf Course and Country Club are at the heart of the community, with trails through stretches of green plus a state-of-the-art clubhouse overlooking the magnificent course. The Shadowridge areas west of Melrose Drive boast Blue-Ribbon Elementary and Middle Schools: Lake Elementary and Madison Middle Schools. Rancho Buena Vista High School serves most of Shadowridge on both sides of Melrose. Maps, ratings, scores, and demographics can be found at Shadowridge School Info.  Request my Free Vista, Oceanside, Carlsbad, and Shadowridge Relocation Package. It's packed full of useful and important information about the Vista, Oceanside, Carlsbad, and Shadowridge, California area. Don't move here without it! Remember: I'll send it to you for free and without obligation. Just fill out the form and I will send it right out... Vista is a sprawling town with a redeveloped town center, foothills of estate homes, and plenty of homes from apartments and townhomes, to ocean view estates.  |  | | Beautiful Downtown Vista |
It's my job to know EVERYTHING about Vista, Oceanside and Shadowridge! Ask me any question. I know EVERY floorplan, EVERY model, and the details of EVERY neighborhood within Shadowridge. Request a FREE information package. There's no obligation, and I promise to get back to you within 24 hours...

First Time Buyers >Finding A Loan
There are two important steps preliminary to becoming a homeowner. First you must find the right home and negotiate the price and terms with the sellers. Then you come to one of the most difficult parts of the transaction--finding the perfect loan.
You should do some comparison shopping among lenders. Your real estate agent can refer you to several reputable lending institutions which should be able to complete the loan process before your proposed financial approval date. The loan officer will take your application and have you sign all the necessary papers to authorize credit and employment verifications. You and the real estate agent should get periodic progress reports to make sure that all of the details are taken care of. Such reports will help to ensure that any potential problems are discovered and addressed before they can hinder the transaction.
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| Q |
What famous person said this? "Real Estate is the best investment in the world because it is the only thing they're not making anymore!"
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Will Rogers, who began his career as a rope-throwing cowboy and later became a famous stage and film star. |
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